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by Michael Fleischner The days of paying for college in full, without some type of loan or Federal assistance are long gone. More students are graduating college with more debt than ever before. College costs have increased significantly and the consumer’s ability to pay has only changed slightly. As a result, more students owe money upon graduation. When you’re starring at a mountain of debt, it’s very easy to feel helpless. The good news is that depending on the type of debt you have, the

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