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California’s Empty Wallet: Turning Crisis into Wishful Thinking

California’s Empty Wallet: Turning Crisis into Opportunityby Ellen BrownThe last time a leading municipal bond issuer was on the verge of default was 1975, when New York City was going through its own financial crisis. Then-President Gerald Ford gave a speech vowing to veto any federal assistance for New York — a speech immortalized by the next day’s New York Daily News headline, “Ford to City: Drop Dead.”From http://inthesenewtimes.com/2009/06/30/a-warning-bell-on-california-muni-bonds/ . Globa

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Student Loan Repayment Relief Is On The Way

Repaying a student loan could soon be a little less painful. Starting this week, anyone with a federal student loan can apply for a program, run by the Department of Education, that caps monthly payments based on income, and forgives remaining balances after 25 years. Those choosing to work in public service could have their loans forgiven after just 10 years. Eligibility for income-based repayment (IBR) is determined by a person’s income and loan size. A calculator at http://www.ibrinfo.org

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Music in the Studio

Structures #95 ©2008 Lisa Call 52 x 34 Textile Painting (hand dyed fabric, batting, thread) Music Many (most? all?) artists are happy to talk about the music they listen to in their studio while creating art. I’m certainly no exception and have written about it before. Today’s post is a bit of a stream of consciousness and my music listening. So now the confession - I’m not a big music person. It’s not that I don’t like music, it’s just I can’t be bothered to learn very much a

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How To Get Out of Debt With A Debt Repayment Plan

We’ve often talked about how to get rid of debt . But this time, we’d like to cover an actionable plan comprised of simple steps you can perform to fully eliminate your debt. While some families I know can pay off their credit cards each month, most people I know maintain mortgages, car loans, credit card and other debt. In the past, I felt like I was climbing a mountain that I’d never pay off, but I learned how to set up a debt repayment plan. The process isn’t too complicated to set up a

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Close That Loan!: Originating and Processing Residential Real Estate Loan Applications

Close That Loan!: Originating and Processing Residential Real Estate Loan Applications

This book is designed to help those [...]

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